Sadly, most religions do not preach these morals, ethics. In Hinduism, one of the tenets of Reincarnation says that we must return and repay our unpaid debts, correct our mistakes. The creditor is waiting, so is the Victim.

Other religions like Christianity & Islam promise nice Gods who will listen to our tears of self-pity, which they call Repentance, and will nicely forgive us. God will help us steal our creditors money, cheat our victims! All our debts are paid off! All our mistakes have been forgiven, that is what they promise. This is news to our Creditors, our Victims! In the REAL WORLD, things do not work this way, debts do not get paid off, mistakes remain uncorrected, but they do, only in these fantasy worlds of these religions.

Repentance is not crying tears of self-pity, feeling bad about what we did, but understanding that we are not the victims here, the one that is crying, that is hurt is the victim and we did this to them. We need to face them, accept responsibility for what happened, apologize to them and tell them that we will do all we can to correct the situation, make the victim whole again! THAT, is True Repentance! Watch now: